Chase +1SM Credit Card Review

Chase +1SM Credit Card Online Application

0% Intro APR for 6 months.
No Annual Fee.
Get Karma Points to use in the +1 Store.
Share points with friends, give points to support causes.
Karma Points can only be earned and redeemed through the Chase +1 Store.

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0%*	6 months*	14.99%*	None.*	3%*	excellent / good*

You have just arrived at campus and want to go independent from your parents. Financial efficiency is what you need at this point of life and what Chase bank is offering you with its Chase Student MasterCard. This bank offer is more than just a convenient and effective payment tool. It is more than a sign of your being on modern lines, keeping pace with the cashless society.

Chase Student MasterCard helps students establish their own credit file and build a solid payment history. 0% APR on purchases for the first 6 months and low ongoing APR are far not all the advantages Chase Student MasterCard offers its young customers. Low interest rate on cash advances and no annual fee make this bank offer even more enticing for students looking to build credit history. Provided you pay your monthly bills in full and on time, you are entitled not only to low interest rate on purchases but also to generous reward points program. You start earning rewards straight off you get approved for Chase Student MasterCard and earn lots more reward points at Facebook.com. The redeemable reward points you earn with Chase Student MasterCard give you freedom to choose. In other words, on collecting a certain amount of points, you can redeem them for music, movies, electronics and others in the Chase+1 store.

This benefit from Chase Student MasterCard finds appreciation among students who always tend to maximize credit card rewards programs and take most advantage of them. Another, no less valued feature of this plastic issued by Chase is that it belongs to the brand of MasterCard credit company. MasterCard brand credit products enjoy worldwide acceptance and are more readily accepted than Discover or American Express. So, Chase Student MasterCard combines in itself the flexible spending power, convenience, worldwide acceptance, competitive rates and enticing rewards, being at the same time a great helper in building a student's own credit file.