Hilton HHonors® Platinum Credit Card Review

Hilton HHonors® Platinum Credit Card Online Application

2.90% Intro APR for 6 months.
No Annual Fee.
Earn 10,000 Hilton HHonors bonus points with your first purchase.
Earn 30,000 HHonors bonus points when you spend $5,000 in 5 months
Get 5 HHonors bonus points for each eligible dollar spent at Hilton Family hotels and for eligible purchases at supermarkets, drugstores, gas stations, dining establishments and more.

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
2.90%*	6 months*	14.49%*	None.*	NA*	excellent / good*

This credit card is ideal for people who travel a lot and who stay at Hilton Hotels. Hilton HHonors Platinum Card allows you to earn a three reward points for every dollar you spend on the card. You really wrack up the reward points when you use the card at Hilton Hotels and at the supermarket, drug store or gas station. These spots as well as the U.S. Post Office will get you five reward points for every dollar spent. There are limits on the rewards but you would have to spend over $100,000 in a year before being restricted in any way. If you do spend more than that on this credit card, the rewards are limited to two points on the dollar over the first $100,000.

Reward points don't expire on this card, so you can save them up for something you really want. You will also be given a bonus 10,000 reward points after your first purchase if you use it in the first month you have it. You will get another bonus of 15,000 points after you spend $5000 in five months. Reward points are given for your first four Hilton Hotel stays as well, so this is an excellent card to use if you are already traveling.

This credit card has a low introductory interest rate of 2.9% APR. This introductory rate is in effect for the first six months that you have the card and then it jumps up to 14.99% APR. Balance transfers look good on this card as well. They are charged only 2.9% APR during the first six months. You can't get this introductory offer if you do not apply for the balance transfer with your initial credit card application however. So, if you do want to take advantage of the offer, be sure you include your balance transfer information on your application. If you are planning to pay down your transferred debt within the first six months, you can save quite a lot of money with this low rate - especially if you are currently carrying the debt on a high rate card.

There is no annual fee on the Hilton HHonors Platinum Card. There are some fees you might encounter though such late payment fees if you don't make your payments by the due date.

This card is best for people who have a good credit rating and who travel. The rewards program is very appealing and offers one of the most points per dollar spent.