JetBlue Business Card® Review

JetBlue Business Card® Online Application

3.99% Intro APR on balance transfers for 6 months.
50 TrueBlue® points, worth 1/2 of a free flight, after your first purchase.
Double Award Dollars on JetBlue® purchases, gas, wireless phone charges, and other business needs.
5% savings on all JetBlue flights purchased directly, using your JetBlue Business Card.
As a Cardmember, your TrueBlue® points do not expire.

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
NA*	NA*	14.99%*	$40*	NA*	excellent / good*

This card is meant for business and commercial users. It provides a variable interest rate that fluctuates with the prime rate. The annual percentage rate charged for purchases is the prime rate plus 9.99%. Cash advance rates are the prime rate plus 14.99% and accounts that are in default are charged the prime rate plus 21.99%.

This is not the cheapest card when you look at the interest rates. The card does offer JetBlue rewards however which may be a lot more attractive than the annual percentage rates are. Eligible purchases on this credit card will earn you award dollars. You get one award dollar for every U.S. dollar in purchases and every 200 award dollars equals one JetBlue TrueBlue point.

Many purchases are eligible to receive double award dollars so you may in fact earn rewards faster than you think. Wireless phone services, car rentals, gasoline, office supplies and equipment purchased may earn double awards. There are exceptions to this and you will want to make sure you read the fine print since these eligible purchases cannot be made at wholesale clubs, superstores or supermarkets. This card is not available to anyone who has defaulted on an American Express card of any kind in the past. You can make a balance transfer on this card during the first six months you are a member. The annual percentage rate that applies to such transfers is an attractive 3.99%. After the initial six months any balance transfers will be at the current APR however.

The JetBlue Business Credit Card comes with some discounts from other businesses as well. FedEx provides a discount to card members for many of there services with a yearly discount limit of $1000. Delta Air Lines and JetBlue provide discounts on many of their services as well when purchased directly from them. Delta flights purchased are eligible for a 3% savings and JetBlue offers the same with a $1000 limit on yearly discounts.

This is a good credit card for business users who are interested in a floating interest rate. Especially when the prime rate is low, a variable rate credit card can be quite attractive. This one does not have the lowest rates but is good for those who don't generally carry a balance. The rewards are attractive for those who travel and the discounts available on shipping might make it worthwhile.